Employers take the reins amid health insurance chaos


July 30, 2017 — Deductibles were rising well before the Affordable Care Act, but its enactment gave employers “political cover” to further shift costs over to workers, Van Horn said.

And almost all of them have seen changes in networks and higher deductibles as executives have tried to mitigate ballooning costs.

In fact, the average deductible for a family in an employer-sponsored plan rose 252 percent in 14 years — from $1,039 in 2002 to $3,662 in 2016, according to an analysis from the Sycamore Institute.

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